If you want to access Webmoney digital currency, you will need to learn how to open and use the account. There are three methods, the downloaded Classic Software Client, the WM light and the Mobile GSM client.
There is a very good online flash demo of the Sign up process here
Step 1
Download the Keeper Classic Software.
The first difference you will notice between Webmoney and other widely used
digital currencies is the client software download required to access a WM
account. With GoldMoney, e-bullion, e-gold, Loom Gold, Pecunix, iCoins and
others - a user can simply visit the proper URL and log on through any available
computer. However, using WM the movement and storage of all WM purse funds,
including issuing of invoices, transactions between users and even instant
messaging is done through the Keeper software. This offers private financial
transactions communicated using a 1024-bit RSA-like encryption algorithm.
For each user session the system generate unique session keys which provide and
guarantee complete confidentiality of transactions and data exchange.
The WM Keeper Classic software client has the most features and provides users a
wide range of advantages. Safe daily access to any Webmoney account is easy
after downloading and installing Keeper Classic. This software is a real
pleasure to use.
Keeper Classic works with Windows 2000, Windows XP, Windows 2003 and Windows
Vista. Don't worry, it's a fast and easy install process which will secure you
computer's access for many happy years ahead. To use the Russian language
version of WM Keeper Classic, you should have a Russian-language or a localized
English-language edition of the corresponding OS. (TIP, Just starting out and
getting set up? Use the Internet Explorer Browser)
When operating the Keeper Classic software, the user does not open a browser or
actually visit the www-WM web site. The stand alone client handles the entire
secure connection for you. Opening the Keeper software on your local computer
causes new window to appear and it is through this window that you will create
your secure account access and transact a majority of your WM business.
While the Keeper software is easy to use don't be fooled, this is sophisticated
software and it is very important to properly install. Please make certain each
time you access your account that it is all functioning correctly. The Keeper
Classic software is free and can be downloaded by anyone from the Index page on
either of the WM main web sites, English
http://www.wmtransfer.com - Russian
http://www.webmoney.ru . (An active WM account is not needed to download.)
Step 2
Install the Keep Classic Software and set up the new account.
After downloading and installing the Classic software you will be walked through
a simple registration process. This will create a new account in their system
and also activate your Keeper Software. Once activated a new user can
immediately begin using the system. There is a very good online flash demo of
the sign up process here: http://download.webmoney.ru/demo/regclassic_enu.swf
The new account will require some general information like name, phone, e-mail,
country location etc. This simple registration supports the most basic of new WM
accounts. It is called an 'alias' passport account and any name can be used to
label the account, including nicknames...that might be why its called an 'alias'
account!
The Keeper Classic user interface contains four tag-windows (users, purses,
incoming, and info regarding useful internet resources). Account holders click
on the tag for the appropriate required services.
Instant set up and access to the Webmoney system does not require any
verification of identity, however this account is very limited in the scope of
its operation. In order for users to take full advantage of advanced WM system
features, most services require a personal passport or higher type (ID
verification). Any passport higher than an 'alias' requires customer
identification and verification before use. This also includes becoming a
Webmoney online merchant.
The 'purses' window contains a list of purse numbers, reference names, and the
amount of WM stored in them. As you can see from my account above, I have 1 gram
of gold and $7.45 in the USD purse. (not exactly a wealthy man's fortune) The
first letter of each purse identifies the type. A 'G' indicates WMG, Gold purse.
Highlighted in this screenshot is the Euro purse indicated by an 'E'.
(E401366182126 is the full purse number)
In order to pay another Webmoney user within the system, you will need their
correct purse number. To Top-Up your purse (add funds), you will also need the
correct purse number.
The Classic Keeper software makes available to users all of the tools needed to
run an online e-commerce business, transfer funds globally and even pay bills.
One excellent feature of the software is the ability to send and receive
invoices from other users. The screenshot above shows how to send an invoice to
another user for '500 WMR, Payment of Services'.
Step 3
Understanding the Keeper Classic Software.
The Keeper software will allow you to send any user an invoice requesting direct
payment to your specific WM purse. The software also keeps track of all your
incoming invoices in the system. The list of incoming invoices in WM Keeper
Classic contains unpaid invoices with the description of your purchase and the
amount to be paid. Every record is marked by a invoice status indicator such as
'pending payment or payment rejected'.
The Keeper Classic software is THE best solution for secure instant online
commerce. It is an all inclusive online global business package that you can set
up and operate in a just minutes. It is free and available to everyone, no
credit card needed!
The basic idea behind the easy to open, 'alias' account is common to all pure
digital currency. The concept is to offer everyone an instant online commerce
tool. By allowing for the instant creation and immediate full use of a WM
account, anyone can open one and begin using Webmoney. The Keeper Classic
software provides users with an instant, secure, free system for online
commerce.
The instant working account encourages global e-commerce. Once the Keeper
Software is installed and activated, new users may instantly begin accepting,
sending and withdrawing funds. This is a very important feature of Webmoney
Transfer and all digital currencies. New accounts can be opened with a minimum
of hassles and functioning to both accept and withdraw money just a few minutes
later. If you have funds being sent to you by another WM user, you can access
and withdraw them right away.
This software works with eToken Pro the portable USB two factor authentication
and also ruToken Pro. Once installed, there is even a secure online IM chat
system to reach all other users and an additional phone plug-in similar to Skype.
Step 4
Operating the Keeper Light web access version.
Webmoney also offers the Keeper set up in web access 'Light' version. WM Keeper
Light allows direct interaction with the Webmoney Transfer system through your
browser's secure https- connection (128-bit SSL). This 'Light' version does not
require the download or installation of client software onto your local
computer. However, additional security measures are required to use this
version. Added measures of verification include 2 types of user authentication
which are a personal digital certificate or an E-num Authorization service.
A personal certificate is a private RSA key(1024 bit), that unequivocally and
reliably identifies you within the WebMoney system. Each time you log on to WM
Keeper Light through your browser, the personal certificate will guarantee your
identity.
ENUM is an advanced system of authorization and ensures the high level of
security for users. The user does not have to memorize long passwords or keys to
use the ENUM access.
"The system provides maximum protection from unauthorized access thanks to the
technology based on a unique cipherpad given to each registered member" *http://www.e-num.ru/
Like a personal certificate, ENUM needs to be registered before you start using
the WM system. The private access key is not stored on the user's computer but
in the account holder's mobile device. This allows access through Keeper Light
from any number of different computers without the risk of compromising the
private key. The ENUM system is simple to use yet extremely private.
Step 5
The Keeper Mobile version for cell phones.
WM Keeper Mobile (GSM Keeper) is yet another popular version of the client
software. This is the portable edition, specifically used for mobile devices
such as smart phones and PDAs. The most recent version allows full access to
Webmoney purses from a mobile device.
WM Keeper Mobile (GSM Keeper) is a java-application for portable devices. It
allows access through a program menu in the phone display.